We're still waiting to hear back from our doctor's office. There are a few RE's in our area. Only one group works with our insurance. We do have some coverage for infertility treatments so we're lucky. Our insurance is pretty good. When R had her heart surgery we were worried, but most of it was covered. Our out of pocket in an Office Setting is $25 per visit then 100% of eligible expenses & Outpatient is 90% of eligible expenses after satisfying $200 deductible. I'm confused after looking over the lists of things they do cover and things they don't cover though. It seems like the lists contradict themselves, especially the first items on each list. What do you think?
Services they cover:
- Diagnosis and treatment of infertility when provided by or under the direction of a Physician.
- Embryo transport.
- Donor ovum and semen and related costs, including collection and preparation.
Services they don't cover:
- Health services and associated expenses for infertility treatments.
- Fees or direct payments to a donor for sperm or ovum donations.
- Monthly fees for maintenance and/or storage of frozen embryos.
- In vitro fertilization, gamete intrafallopian transfer procedures, and zygote intrafallopian transfer procedures, and any related prescription medication treatment.
- Artificial Insemination
It seems like the testing we need to figure out what's going on and the meds needed to fix it will be covered. I think sometimes that we're moving too fast, but at this point we're ready for a little more intervention than our at home attempts.
We were hoping to try this cycle, since our plan was to try every month in 2007 until we get pregnant, but it doesn't look like it will be possible. This may be a watch, test, and learn cycle. I will be out of town the weekend R should ovulate. The next try will be early April. This will be our last chance to have a baby in 2007.
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